Privacy Notice

1. Who We Are (Data Controller)

For all matters relating to personal information protection,  we act as the Data Controller under the Personal Data Protection Act, 2022 (PDPA).
For all matters relating to personal information protection, we act as the Data Controller under the Personal Data Protection Act, 2022 (PDPA).


2. Scope of this Notice

This Notice applies to all visitors and users of our public website, mobile & internet-banking applications, branch Wi-Fi portals, and any digital channels that link to it. It explains:

  • What personal information do we collect
  • How and why we use it
  • The lawful bases we rely on under the PDPA 2022
  • With whom do we share it
  • Your rights and how to exercise them, and
  • The safeguards we apply, including for any cross-border transfers.


3. Key Definitions

Term

Meaning

Personal information

Any information that identifies or can identify you, either alone or combined with other data.

Special-category information

Sensitive data such as health, biometrics, religious beliefs, etc. We do not intentionally collect these through our digital channels.

Processing

Any action we perform on personal information (collect, store, use, share, delete, etc.).


4. What We Collect & Why

Category

Examples

Purpose(s)

PDPA 2022 Legal Basis

Identity & KYC

Names, Place of birth, date of birth, photo, physical address and NIDA/Passport.

-Account opening (AML/CFT/CPF)

-Due diligence (AML/CFT/CPF)

-Legal obligation (AML/CFT/CPF)

-Performance of contract

Contact

Phone, email, and postal address

- Sending bank statements

-alerts and service updates

-  Legal obligation (Financial Consumer Protection) 

- Performance of contract

Financial

-Account numbers

-Account balances

-transaction profile and history

-Provide banking services,

-Detect fraud

- Performance of contract

- Legal obligation (AML/CFT/CPF)

-Legitimate Interest (Fraud control)

Device & Technical

-Device ID,

-IP address,

-OS, browser, app version

-App security, troubleshooting, analytics

-Legitimate interests (security & service improvement)

Location (GPS)

-Real-time location (only when you enable it)

-Show nearby ATMs/branches, detect unusual login locations

-Consent

Behavioural & Preference

-Clickstream, language, and preferred branch

-Personalise content, UX optimisation, marketing (with consent)

-Legitimate interests

-Consent

CCTV images

Footage at branches, ATMs and the head office

-Premises security and -Crime prevention

Legal obligation, Legitimate interests

We never sell your personal information.


5. How Long We Keep It

Data set

Typical retention

Rationale

Core account & KYC records

10 years after account closure

Anti-fraud & statutory record-keeping (BoT & FIU as per the AML/CFT/CPF)

Transaction logs & audit trails

10 years after account closure

Compliance with the AML/CFT/CPF

Mobile / Internet-banking access logs

10 years after account closure

Compliance with cybersecurity

CCTV footage

90 days (routine)

Compliance with the Physical Security Regulation

Marketing consents

Until you withdraw

PDPA consent validity

 After expiry, we securely delete or irreversibly anonymise the information.


6. How We Share Information

  • Service providers (e.g., cloud hosting, SMS gateways) under strict Data Processing Agreements.
  • Regulators & law enforcement (Bank of Tanzania, FIU, PDPC, courts and other LEAs) when legally required.
  • Group companies within Access Bank Holdings for consolidated reporting, risk management, and shared IT platforms – always subject to intra-group agreements and PDPA adequacy tests.
  • Fraud-prevention networks & credit bureaus as permitted by law.

 No other third parties receive your data without your knowledge and a lawful basis. 


7. Cross-Border Transfers

Where servers or support teams are located outside Tanzania, we ensure adequate safeguards such as:

  • Intra-Group Data Transfer Agreement aligned with PDPA
  • Standard Contractual Clauses with external processors
  • Encryption in transit and at rest
  • Assessments confirming recipient jurisdictions provide comparable protection.

 A copy of the relevant safeguards can be obtained on request. 


8. Your PDPA Rights & How to Exercise Them

Right

What it means

Standard response time

Access

Obtain a copy of your personal information

30 days

Rectification

Correct incomplete or inaccurate details

30 days

Erasure

Ask us to delete information no longer required (only if permitted by the law)

30 days

Restriction

Pause processing while a dispute is resolved

30 days

Objection

Object to processing based on direct marketing

Immediately

Withdraw Consent

Stop optional uses (e.g., GPS, marketing, etc)

Immediately

Complaint

Complain to the Personal Data Protection Commissioner (PDPC) if unsatisfied

Immediately


Contact for rights requests:
Email:  DataProtectionTanzania@accessbankplc.co.tz 
Toll-Free: 0800 714 141


9. Cookies & Similar Technologies

We use:

  • Strictly-necessary cookies – run the site; cannot be switched off.
  • Analytics cookies – measure performance (consent required).
  • Marketing cookies – personalise offers (consent required).


You will see a cookie banner when you first visit. You can change or withdraw consent anytime via “Cookie Settings” at the page footer or in your browser.


10. Security Measures

We have implemented reasonable and effective security policies and procedures to protect your personal information from unauthorised access, data loss, misuse, alteration, or destruction. To the best of our ability, access to your personal information is limited to those who have a need to know and are required to maintain its confidentiality at all times. Despite our best efforts and intentions, we acknowledge that security cannot be guaranteed against all threat actors. Hence, we also make reasonable efforts to retain personal information only for as long as necessary.

  • As the data subject asks that the information be deleted
  • As necessary to comply with legal, regulatory, internal business or policy requirements, or
  • The information is necessary to comply with an individual’s request.


11. Automated Decision-Making

We do not take decisions that produce legal or similarly significant effects solely by automated means without human review.


12. Children

Our digital services are not directed to persons under 18. Where child-categorised accounts are offered, we collect and process personal information only with the verified consent of a parent or legal guardian.


13. Changes to this Notice

We may update this Privacy Notice periodically. Any material changes will be highlighted in-app and on our website. The date at the top shows when it was last revised. 


14. Contact Us

Toll-Free: 0800 714 141 |  E. il: DataProtectionTanzania@accessbankplc.co.tz
Access Bank Tanzania PLC
5th & 6th Floor, Uhuru Heights Building
Bibi Titi Road, Upanga, Dar es Salaam, Tanzania
Toll-Free: 0800 714 141   |   Email: DataProtectionTanzania@accessbankplc.co.tz

If you are dissatisfied with our response, you may contact:
Personal Data Protection Commission (PDPC), Government City, Mtumba, Dodoma.


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